Most of the time, the toughest part about saving money is just getting started. It can be tricky to figure out simple ideas to save money and how to use your savings to continue your financial goals.
As for me, I always do my best to live below my means. Since I work from home, I rarely go outside, never spend money on fancy clothes and save a lot by cooking at home. I also don't go to clubs or places wherein I might spend a lot. I also make it a point to assess the value of things that I buy, I record my expenses and I do not buy things I want but only things I need. I managed to keep 52% of my monthly income by doing this, and I hope I can do a lot more better next year.
How about you guys? How do you save money? Keep suggestions coming as it will be utterly helpful. Thanks, guys!
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